If you’re a platform worker in Singapore — such as a food delivery rider, private hire driver, or freelance courier — there’s good news coming your way in 2025. The Workfare Income Supplement (WIS) scheme is getting a major upgrade, and it’s going to make your financial situation more secure and stable.
These changes aim to give platform workers the same kind of financial help and long-term savings that full-time employees receive. In this article, we’ll explain everything you need to know about the WIS changes in 2025, using simple words and clear explanations.
What Is the Workfare Income Supplement (WIS)?
The Workfare Income Supplement (WIS) is a government support scheme in Singapore. It is designed to help lower-wage workers by giving them extra cash and adding savings to their Central Provident Fund (CPF) account.
Before 2025, platform workers received this support once a year. But from 2025 onwards, things are changing to make the help more regular and long-lasting.
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Why Is WIS Important for Platform Workers?
Platform workers are people who do freelance or gig jobs through apps or online platforms — like food delivery, ride-hailing, or parcel delivery. They often don’t get the same work benefits as regular employees.
WIS is important because it:
- Increases monthly income
- Builds up CPF savings for healthcare and retirement
- Provides stable financial support
With the 2025 update, these benefits will become even more useful for workers.
Main Changes to the WIS Scheme in 2025
Let’s break down the key changes that will affect platform workers:
1. Monthly Payments Instead of Yearly
In the past, WIS payments were given once a year. But starting in March 2025, the payments will come every month.
This means platform workers will have a more stable monthly income, which helps with things like rent, bills, food, and other everyday expenses.
2. CPF Contributions Will Be Made by Platform Operators
From 2025, platform operators (such as food delivery apps or ride-hailing companies) must contribute CPF on behalf of their workers. They will deduct CPF from your earnings and also contribute an employer’s share, just like a regular company does for its full-time staff.
This is great news because it means more retirement and healthcare savings for workers over time.
3. WIS Payments Will Increase Over Time
By 2029, platform workers who contribute to CPF will get higher WIS payments than regular employees. This is to make up for years without CPF benefits, and to ensure fairness between different types of workers.
Who Can Get WIS in 2025?
To qualify for the WIS as a platform worker in 2025, you need to meet certain conditions:
Basic Eligibility:
- You must be a Singapore Citizen
- You must be at least 30 years old by the end of the year (except for persons with disabilities, who can be any age)
Income Limits:
- You need to earn at least $500 but not more than $3,000 per month
- Your average gross monthly income in the last 12 months must also be $3,000 or less
Property Ownership:
- You can only own one property, and its annual value must be $21,000 or less
If Married:
- You and your spouse can only own one property together
- Your spouse’s income must be $70,000 or less for the year before
Special Cases:
If you are a person with a disability, a caregiver, or a ComCare recipient, you can still get WIS even if you earn less than $500 per month.
How Much WIS Will You Receive?
The WIS amount depends on your age group. Here’s a simple chart that shows the maximum yearly WIS payment:
| Age Group | Max Annual WIS Payment |
|---|---|
| 30 – 34 years | Up to $1,633 |
| 35 – 44 years | Up to $2,333 |
| 45 – 59 years | Up to $2,800 |
| 60 years and above | Up to $3,267 |
| Persons with disabilities | Up to $3,267 |
The amount you get will be based on your exact income, so not everyone will receive the full maximum amount.
How Will WIS Payments Be Given Out?
WIS payments are split into two parts:
1. 10% Goes to Your Bank Account
- This part is cash to use freely.
- It is sent to your PayNow NRIC-linked bank account.
- If you don’t have PayNow, the money will go to your regular bank account or be sent via GovCash.
2. 90% Goes to Your MediSave Account
- This part is saved for your medical needs and healthcare expenses.
- You can use MediSave to pay for insurance, hospital bills, and more.
WIS Monthly Payment Schedule (Starting March 2025)
Payments will be made two months after the work month. Here’s how it works:
| Work Month | Payment Month |
|---|---|
| January | March |
| February | April |
| March | May |
| April | June |
| … | … |
If you get paid through GovCash, the money will usually be available in the first week of the month.
What Should Platform Workers Do to Get WIS?
Good news — you don’t need to apply for WIS. The CPF Board will automatically assess your eligibility based on income records sent by platform operators.
However, here are some important steps to follow:
1. Check Your CPF Contributions
- Make sure your platform operator is deducting and contributing the correct CPF amounts
- You can log in to your CPF account to check
- If something looks wrong, contact your operator or the CPF Board
2. Link Your NRIC to PayNow
- This helps you receive your cash payout quickly
- You can do this through your bank’s mobile app or website
Why This Matters: Singapore’s Commitment to Fairness
These changes to the WIS scheme show that Singapore is serious about supporting all types of workers, not just full-time employees. Platform work is a big part of the modern economy, and it’s only fair that workers in these jobs have strong social protections.
With monthly WIS payments and CPF contributions, platform workers can now enjoy more security today and a better future tomorrow.
Final Thoughts
The updated WIS scheme in 2025 is a big step forward for platform workers in Singapore. Whether you deliver food, drive passengers, or do other freelance jobs, these changes mean more money in your pocket each month and more savings for your future.
Stay informed, monitor your CPF contributions, and take full advantage of these benefits. Your hard work deserves fair support — and with the new WIS, it’s finally here